ScottHulse Law Firm has an extensive mortgage and commercial lending practice which includes the representation of both lenders and borrowers, including businesses engaged in international and cross-border business.

Our clients range from some of the country’s largest institutional banking centers to community banks, finance companies, credit unions and leasing companies.

The experience of our commercial and financial attorneys includes the following:

  • Asset based lending
  • Mortgage and commercial lending transactions
  • Construction financing
  • Shelter and maquila loans
  • Permanent financing
  • Syndicated loan transactions
  • Structured/securitized financing transactions
  • Defeasance transactions
  • Bond transactions
  • Letters of credit
  • Debtor-in-possession financing
  • Factoring transactions
  • Equipment leasing

ScottHulse’s banking and finance attorneys in El Paso, Texas and Las Cruces, New Mexico, regularly structure, negotiate and document both straight-forward as well as complex lending transactions. In the real estate area, our attorneys have represented numerous lending institutions and borrowers in connection with construction lending and permanent financing secured by downtown office buildings, retail centers, warehouses, industrial parks and multi-family residential developments.

In addition to our specialty in mortgage lending, our commercial and bank attorneys also represent a variety of lenders for secured and unsecured commercial lending transactions including revolving lines of credit and accounts receivable, inventory and equipment financing. Our financial attorneys also have specialization in loan workouts and restructuring.

Our strategic locations in the U.S./Mexico international trade corridor and our extensive work on behalf of clients engaged in cross-border business have enabled us to develop strong institutional knowledge of Mexico laws, including banking laws. This knowledge, combined with our Mexico Law practice group, which includes attorneys licensed in Mexico, enables us to provide convenient, efficient and effective single-point oversight and coordination of the legal aspects of our clients’ lending or borrowing activities in both the U.S. and Mexico, thus easing the challenges of doing cross-border business.

Representative Matters
  • Syndicated loans for real estate development.
  • Defeasance transactions related to refinancing of shopping centers, office buildings, and warehouse projects.
  • Permanent insurance company loans for downtown office buildings and retail centers.
  • Ground lease financing for office building and retail projects.
  • Debtor-in-possession financing for manufacturing operation.
  • Multiple warehouse construction loans.
  • Representation of national money center banks as well as regional and community banks on real estate and commercial lending matters as well as creditor’s rights and workout issues.
  • Representation of international service company with respect to syndicated loan transactions involving both domestic and European subsidiaries.
  • Representation of factoring companies including documentation of factoring agreements and assistance with collection issues.
  • Negotiation and documentation of forbearance and workout agreements as well as participation in bankruptcy auctions.
  • Lender’s counsel to large life insurance companies in connection with their mortgage lending activities throughout the States of Texas and New Mexico.
  • Representation of sellers and buyers in connection with the sale and acquisition of federally insured financial institutions in the West Texas and Southern New Mexico portion of the Borderplex.
  • Representation of large community bank in connection with its reorganization into a holding company structure and election of Subchapter S status.
  • Representation of the Borderplex’s most active corporate trust department in connection with dozens of revenue bond financings in the West Texas and Southern New Mexico area of the Borderplex, acting as trustee’s counsel in financings involving student loans, multi-family housing, single-family housing and community hospital projects.
  • Represented El Paso’s largest beer distributor in connection with mezzanine financing and complex bank group financing of its operations.
  • Represented largest waste management company in the Borderplex in connection with restructuring, mezzanine financing and complex bank group financing of its operations.

''Clients need to have all the information required for a successful business transaction. No one wants to be surprised after they have spent money. We are attentive to every single document and have a reputation for exceptional due diligence. Our commitment to thoroughness results in successful, high-quality transactions for our clients — both for investors and for lenders.''
Bernard Felsen Attorney, Shareholder & Chairman